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A merchant-friendly guide to PCI DSS compliance in 2026

April 10, 2026

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A merchant-friendly guide to PCI DSS compliance in 2026

PCI DSS is mandatory if you accept card payments. Here is what it covers and how to simplify it.

If you accept card payments, PCI DSS compliance is not optional — it is required by every card network. The good news: you can dramatically reduce your scope by partnering with the right PSP.

The 12 PCI DSS requirements

PCI DSS covers network security, access control, data protection, monitoring, and security policy. Most small and mid-size merchants only need to attest annually using a Self-Assessment Questionnaire (SAQ).

How we reduce your scope

When you integrate Aquila Pay Solutions with our hosted checkout or tokenized client SDK, card data never touches your servers. That moves you to the simplest SAQ and reduces audit cost considerably.

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